Terms of Use

Last updated: July 5, 2018

 

These Terms and Conditions ("Terms", "Terms and Conditions") govern your relationship with https://www.maasum.com website (the "Service") operated by MAASUM ("us", "we", or "our").

 

Please read these Terms and Conditions carefully before using the Service.

 

Following Terms and Conditions are applicable to MAASUM.COM, MAASUM.ORG & MAASUM.CA and all these entities are part of MAASUM.

 

Your access to and use of the Service is based on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service including but not limited to information, content, calculators, comparators, optimizers, equations, suggestions or any text on our website.

 

By accessing or using the Service you agree to be bound by these Terms and accept all legal consequences. If you do not agree to these terms and conditions, in whole or in part, please do not use the Service.

 

In order to use the Website, you need the equipment necessary to connect to the World Wide Web, and the connection necessary to access the WWW. You are responsible for any fees associated with such connection or access (such as those charged by an Internet Service Provider (ISP) or other online services). You will also need an appropriate computer, related equipment, and software (your "Computer") to use the Web site. You are responsible for installing, maintaining, and operating your Computer. The MAASUM is not responsible for any problems caused by your Computer, including any virus or related problems associated with your use of the Website on your Computer. 

 

Purchases

If you wish to purchase any product or service made available through the Service ("Purchase"), you may be asked to supply certain information relevant to your Purchase including, without limitation, your credit card number, the expiration date of your credit card, your billing address, and your shipping information.

 

You represent and warrant that: (i) you have the legal right to use any credit card(s) or other payment methods (s) in connection with any Purchase; and that (ii) the information you supply to us is true, correct and complete.

 

By submitting such information, you grant us the right to provide the information to third parties for purposes of facilitating the completion of Purchases.

 

We reserve the right to refuse or cancel your order at any time for certain reasons including but not limited to product or service availability, errors in the description or price of the product or service, error in your order or other reasons.

 

We reserve the right to refuse or cancel your order if fraud or an unauthorized or illegal transaction is suspected. We will not be held responsible or liable for any failure for the Purchase to complete, or any resulting loss or damages to you.

 

Availability, Errors, and Inaccuracies

In order to provide exceptional service and accuracy, we regularly update the products and services on the Service.

 

We cannot and do not guarantee the accuracy or completeness of any information, including prices, product images, specifications, availability, and services. We reserve the right to change or update information and to correct errors, inaccuracies, or omissions at any time without prior notice.

 

Despite our best efforts, the products or services available on our Service may have an error regarding the price, be inaccurately described, or be unavailable.

 

We may experience delays in updating information on the Service and in our advertising on other websites.

 

Contests, Sweepstakes, and Promotions

Any contests, sweepstakes or other promotions (collectively, "Promotions") made available through the Service may be governed by rules that are separate from these Terms. If you participate in any Promotions, please review the applicable rules as well as our Privacy Policy. If the rules for a Promotion conflict with these Terms, the Promotion rules will apply.

 

Promotions may be available for a limited time.

 

Accounts

When you create an account with us, you must provide us with information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our Service.

 

You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password, whether your password is with our Service or a third-party service.

 

You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

 

You may not use as a username the name of another person or entity or that is not lawfully available for use, a name or trademark that is subject to any rights of another person or entity other than you without appropriate authorization, or a name that is otherwise offensive, vulgar or obscene.

 

Intellectual Property

The Service and all contents, including but not limited to data, database, text, information, suggestions, recommendations, images, graphics or code are the property of MAASUM and are protected by copyright, trademarks, service marks, patents, or other intellectual property rights and local and international laws. You may display and copy, download or print portions of the material from the different areas of the Service only for your own non-commercial use, or to place an order with MAASUM. Any other use is strictly prohibited and may violate copyright, trademark and other laws. These Terms do not grant you a license to use any trademark of MAASUM or its affiliates. You further agree not to use, change or delete any proprietary notices from materials downloaded from the Service.

 

You may not copy, duplicate, reproduce, (except as stated below), publish, distribute, create derivative works of, modify, adapt, translate, rent, sublicense, assign, loan, sell, transfer, network, display, transmit, compile or collect in a database, or in any manner commercially exploit any part of the MAASUM or the Web Site Content. You may not decompile, reverse engineer, disassemble, the content and software including HTML, CSS, JavaScript, codes or logic or otherwise reduce the MAASUM to human perceivable form. You must abide by all copyright notices, information, or restrictions contained in or attached to any Web Site Content.

 

Links To Other Web Sites

The Service may contain links to third-party websites or services that are not owned or controlled by MAASUM.

 

MAASUM has no control over and assumes no responsibility for, the content, privacy policies, or practices of any third party websites or services. You further acknowledge and agree that MAASUM shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods or services available on or through any such websites or services.

 

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

 

Termination

We may terminate or suspend access to our Service immediately, without prior notice or liability, for any reason whatsoever, including, without limitation, if you breach the Terms.

 

All provisions of the Terms shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

 

Upon termination, your right to use the Service will immediately cease. If you wish to terminate your account, you may simply discontinue using the Service.

 

Indemnification

You agree to indemnify, defend and hold harmless MAASUM, its principals, officers, directors, representatives, employees, contractors, licensors, licensees, suppliers, and agents, from and against any claims, losses, damages, losses, obligations, costs, actions or demands.

These include but are not limited to: (a) legal and accounting fees resulting from your use of the Service; (b) your breach of any of these Terms; (c) anything you post on or upload to the Service; and (d) any activity related to your account. This includes any negligent or illegal conduct by you, any person or entity accessing the Service using your account whether such access is obtained via fraudulent or illegal means.

 

Limitation Of Liability

MAASUM, its directors, employees, partners, agents, suppliers, or affiliates, shall not be liable for any loss or damage, direct or indirect, incidental, special, consequential or punitive damages, including without limitation, economic loss, loss or damage to electronic media or data, goodwill, or other intangible losses, resulting from (i) your access to or use of the Service; (ii) your inability to access or use the Service; (iii) any conduct or content of any third-party on or related to the Service; (iiv) any content obtained from or through the Service; and (v) the unauthorized access to, use of or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other claim in law, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

 

Disclaimer And Non-Waiver of Rights

MAASUM makes no guarantees, representations or warranties of any kind as regards the website and associated technology. Any purportedly applicable warranties, terms and conditions are excluded, to the fullest extent permitted by law. Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement or course of performance, except as provided for under the laws of any province in Canada. In such cases, the provincial law shall apply to the extent necessary.

 

MAASUM its subsidiaries, affiliates, and its licensors do not warrant that a) the Service will function uninterrupted, secure or available at any particular time or location; b) any errors or defects will be corrected; c) the Service is free of viruses or other harmful components, or d) the results of using the Service will meet your requirements.

 

If you breach any of these Terms and MAASUM chooses not to immediately act, or chooses not to act at all, MAASUM will still be entitled to all rights and remedies at any later date, or in any other situation, where you breach these Terms. MAASUM does not waive any of its rights. MAASUM shall not be responsible for any purported breach of these Terms caused by circumstances beyond its control. A person who is not a party to these Terms shall have no rights of enforcement.

 

MAASUM offers Financial tools including Mortgage management tools, Auto Loan management tools, Credit management tools, tax management tools, estate management tools, Last wills & Testament tools for creating Family Wills, survival spouse with children Wills, Survival spouse Wills, bachelor’s Wills and Faith-based Wills and user, or member will use these tools with their own risk and responsibilities,

 

MAASUM will not be liable for any kind of consequences, loss or damage. These tools must be used as a reference only. MAASUM is not a law firm and cannot provide legal advice. All advice tips available on our website must be considered for reference only. We have done the due diligence to provide user accurate information, a liability of using our tools and advice tips remains with the user. however, You may not assign, sub-license or otherwise transfer any of your rights under these Terms.

 

Exclusions

As set out, above, some jurisdictions do not allow the exclusion of certain warranties or the exclusion or limitation of liability for consequential or incidental damages, so the limitations above may not apply to you. Provincial laws of Canada may apply to certain products and service provided.

 

Governing Law

These Terms shall be governed by, and interpreted and enforced in accordance with, the laws in the Province of Alberta and the laws of Canada, as applicable.

 

If any provision of these Terms is held to be invalid or unenforceable by a court of competent jurisdiction, then any remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service and supersede and replace any prior agreements, oral or otherwise, regarding the Service.

 

Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. What constitutes a material change will be determined at our sole discretion.

 

Unless you have elected not to receive communications from MAASUM, The MAASUM may, but shall be under no obligation to, contact you from time to time, including (but not limited to) by sending you e-mails which may include Updates (“Updates” refer to updates of the content change, Multimedia Help files, and Web Links data files). 

 

MAASUM is not obligated to provide Updates. From time to time, MAASUM may be unable to provide Updates, and MAASUM will not be responsible for not sending Updates to you at any time. You agree to the term that MAASUM will send periodical emails on new updates or tools available on the website with its own discretion. 

 

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, in whole or in part, please stop using the website and the Service.

 

Contact Us

If you have any questions about these Terms, please contact us.

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